Wednesday, February 1, 2012

The importance of Insurance

Insurance is the most important purchases you ever make. I never realized how important it is to have an insurance until i arrived here in America five years ago.
So why is this the most important purchase? Based on my experience having an insurance can be a life saver. I give birth 4 years ago via cesarean section, When they give us the bills I almost fainted. I couldn't believe how much our bills in the hospital was, there is no way we can afford to pay them off but thanks to our health insurance they paid all our bills. We only paid a little bit amount, they called it co-pay or co-payment.A co-pay or co-payment is a set dollar amount determined by your insurance, you have pay it every time you visit to your doctor's office, after you went to the hospital or when you made claim to your insurance company.

Nowadays, there is now insurance for almost everything from car, to health, home, travel,rentals, boat insurance and a lot more. In my opinion car, health and home insurance are probably the most important among them. In fact most state here in America doesn't allow you to drive without insurance, it is against the law to drive without car or auto insurance. Just don't forget to shop around before you decide to make sure you get a better and affordable insurance quotes that fits your needs.

Anyway, if you live in Australia and you are looking for insurance company you might want to visit www.cgu.com.au.Cgu is a leading insurance provider in Australia.They offer a wide range of insurance policies for personal and business needs such as Car Insurance, Home Insurance, Landlords Insurance,Travel Insurance and a lot more.Save your time and money get insurance quotes by visiting their website now.They are responsive and dependable,they have proven track record spanning 160 years and to underpin the long-term stability of their business. So what are you waiting for get your insurance quotes now at www.cgu.com.au.

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